Bad credit loans are through online lenders. The way to get to those lenders is by sending in a request form to us at Rapid Loans. We will let our network of lenders know who you are and that you are asking for quick cash. They will quickly evaluate your request to see if one of them can loan you the money. Then, after acceptance, you’ll receive an offer that you can sign – but only if you want to! When it’s signed, the lender will let you know when and where you can get your money. WIthout any restrictions at all, you can spend the money on anything.

If you send your online request to us at Rapid Loans, we will work hard to find a lender who can approve you with a bad credit score. We work with a lot of lenders, who work with a lot of different credit types. We will help you find a lender who can send you an offer, no matter what your credit score is.

When a lender evaluates an online request form, one thing about you that might be checked is your credit score. If your score is less than 620, it’s bad. The lender might still be able to accept your request, but you could be considered a high risk consumer. In that case, the terms of your loan offer could be a bit more strict. To get the best terms on any loan, it always helps get a better deal when you can pull the score up a few points. When you’re ready to get help finding a lender who will accept your credit type, contact us with your inquiry form so we can help you.

It’s good that you are looking for ways to improve your score, because you can get loans with better terms if you have a higher score. The first step to fixing your rating might be obvious it’s so simple, but it’s only a matter of paying bills on time. That can be difficult for some people, but when you get into the habit of always paying them when they’re due, you can help your credit score. Do you owe money to a lot of places, such as your credit card debt? Paying off the excess debt is another action that can give you a better score.